Step 1: Confirm Your SSDI Eligibility

Before applying, make sure you meet SSDI requirements:

• Work history: You must have earned enough work credits by paying Social Security taxes. Generally, you need to have worked at least 5 of the last 10 years.
• Medical disability: Your condition must prevent you from working for at least 12 months or be expected to result in death.
• Severity: Your disability must prevent you from performing both your past work and any other substantial gainful activity (SGA).

Step 2: Gather Required Documentation

To strengthen your SSDI application, collect:

• Personal identification: Social Security card, birth certificate, proof of U.S. citizenship or lawful residency
• Work history: Detailed records of employment for the last 15 years, including job titles, duties, and dates
• Medical records: Doctor’s notes, hospital records, diagnostic test results, treatment summaries, medication lists, and specialist reports
• Contact details: Names, addresses, and phone numbers of all doctors, clinics, and hospitals treating you
• Military records: If applicable, provide your DD-214 discharge papers

Having this information ready ensures your application is complete.

Step 3: Submit Your Application

There are three ways to file for SSDI in Mississippi:

• Online: The fastest and easiest way is through SSA’s website at www.ssa.gov
• By phone: Call the Social Security Administration at 1-800-772-1213
• In person: Apply at your local Social Security office by scheduling an appointment

When completing your application:

• Answer every question honestly and thoroughly
• Describe how your condition limits your daily activities and ability to work
• Double-check all details to avoid errors that can delay your case

Step 4: Cooperate with SSA During the Review Process

After filing:

• SSA may request additional information or medical exams (called consultative exams)
• Respond promptly to any requests to keep your claim moving
• Monitor your case status through a mySSA online account or by calling SSA

Step 5: Prepare for Possible Denial and Appeal

Many initial SSDI applications are denied. If this happens:

• Don’t give up. You have 60 days to appeal the decision
• Appeals involve reconsideration, a hearing before an Administrative Law Judge, and further reviews if necessary
• Providing updated medical evidence and detailed doctor statements during appeals can improve your chances