Step 1: Filing Your SSDI Application

The SSDI process begins with submitting an application through the Social Security Administration (SSA). You can apply online, by phone, or in person at a local SSA office in Mississippi. You’ll need to provide:

• Your work history and earnings information
• Detailed medical records and diagnoses
• Contact details for your doctors and clinics
• Information about how your condition limits your ability to work

It’s important to be thorough and honest in your application to reduce the risk of early denial.

Step 2: Initial Review and Medical Evaluation

After your application is received, it is sent to Mississippi’s Disability Determination Services (DDS). DDS reviews your medical evidence, may contact your healthcare providers, and can schedule a consultative exam if more information is needed. This phase typically takes 3 to 6 months.

At this stage, you may be approved for benefits if DDS determines you meet the SSA’s definition of disability. However, many first-time applicants are denied and must proceed to the next step.

Step 3: Reconsideration (First Appeal)

If your application is denied, you can request reconsideration within 60 days. This means a different DDS reviewer will re-evaluate your claim using the same documentation. You can also submit new or updated medical evidence.

Reconsideration decisions typically take a few weeks to a couple of months. Approval rates at this stage are still low, but it's a necessary part of the process if you want to continue your appeal.

Step 4: Request a Disability Hearing

If you’re denied again, the next step is to request a hearing before an Administrative Law Judge (ALJ). This is your best chance to present your case, explain your limitations, and provide testimony—possibly with the support of an attorney or medical expert.

Disability hearings are usually scheduled within 8 to 12 months after your request, depending on the backlog at Mississippi hearing offices.

Step 5: Appeals Council and Federal Court (If Needed)

If the ALJ denies your claim, you can continue appealing by requesting a review by the Appeals Council, and then to federal court if necessary. These steps are more complex and benefit greatly from legal representation.